Being a pet parent is not easy. You must pay close attention to what your dog eats and customize a menu depending on their breed, age, and other factors. Thankfully, various dog food brands have healthy and tasty options, making your job easier. But, loading up on pet food can be expensive, so make the most of the upcoming Black Friday sale. Here are five deals to expect in 2022.
BLUE Wilderness Chicken with Grains for Puppies
This recipe from Blue Buffalo has chicken, oats, and barley. It also has fruits and vegetables that supply energy to match a pup’s curiosity and playfulness. The meal helps build immunity and supplies the necessary nourishment for development. Expect to get it for up to 30% off during the Black Friday sale.
IAMS Proactive Health Adult Small and Medium Breed Dry Dog Food
It is ideal for small and medium dogs over a year old. The recipe has quality ingredients that support a healthy coat, digestion, and teeth growth. This IAMS dog food also helps build strong bones and muscles. A 1kg pack currently costs around $35, but you may get it for up to 20% off on Black Friday.
Royal Canin Urban Life Adult
A pet dog living in an urban city or busy setting is most likely exposed to pollution. This Royal Canin wet food has fish as the first ingredient and contains antioxidants that can reduce the stress they face from noise and crowds. Customers may get it for up to 30% off during the holiday sale.
Purina Beyond Simply Farm-raised Chicken & Whole Barley Dry Dog Food
Farm-raised chicken is the primary ingredient in this recipe. It is a limited-ingredient recipe that contains fiber-rich grains, vitamins, and nutrients. It is also high in protein and amino acids that help strengthen muscles and keep dogs energetic. Expect up to 20% off in the coming months!
Instinct Raw Frozen Chicken Patties
Instinct specializes in raw food with minimal processing to retain the freshness of the meat. Its chicken patties are burger-sized patties made with real chicken, fruits, and vegetables that build immunity, improve gut health, and maintain healthy skin and coat. You may get a whopping 61% off on this one.
Nature’s Variety Selected Norwegian Salmon
This recipe has deboned Norwegian salmon as its primary ingredient. The fish is fresh and has nutrients crucial for a dog’s muscle and bone growth. Its other ingredients include fruits, vegetables, and specific other superfoods. You may get it for up to 34% off.
ORIJEN Amazing Grains Six Fish Recipe
It uses fishes like mackerel, herring, monkfish, Acadian redfish, flounder, and hake as primary ingredients. Plus, there are grains like oats and quinoa, so your dog gets enough fiber. This dog food has prebiotics and probiotics to regulate gut health and prevent indigestion. Get this ORIJEN product for around 25% off this Black Friday.
Taste of the Wild Ancient Mountain Canine Recipe with Roasted Lamb
This recipe combines pasture-raised lamb and traditional grains like sorghum, millet, chia, and quinoa. It is rich in both protein and antioxidants. In addition, it has probiotics for healthy digestion and omega fatty acids for building immunity. Expect up to 35% off during the sale.
Castor & Pollux PRISTINE Grass-Fed Beef & Oatmeal Recipe
Grass-fed beef is the first ingredient in this recipe, combined with healthy grains. The product does not contain artificial preservatives, colors, or fillers like chickpeas or potatoes. Pet parents may see this recipe go on sale for up to 40% off its original price.
Merrick Chicken Sweet Potato Recipe
Merrick has several grain-free recipes with meats like chicken, lamb, duck, or buffalo as the first ingredient. This chicken and sweet potato recipe is enriched with omega-3 and omega-6 fats for your pet dog’s overall growth and immunity. You may get it for up to 35% off.
Donating to charities is a meaningful way for individuals to contribute to society and gain personal benefits. Unbeknownst to many, charitable contributions made in the country make an individual eligible for tax advantages, creating a win-win scenario. Contributions like cash donations, non-cash donations like clothing or household items, stocks, etc., can lead to tax benefits. Explore some tax-deductible charitable gifts and donations below to understand how to make a positive impact while enjoying financial advantages.
Cash donations are one of the simplest ways to contribute to charitable causes and get tax benefits. Cash donations can be made in various ways, including checks, credit cards, or through payroll deductions made by one’s employer. If one is donating cash to qualified public charities, it allows them a tax deduction of up to 60% of their adjusted gross income (AGI) in a year. Furthermore, making cash donations to private foundations allows individuals a tax deduction of up to 30% of their AGI. To claim tax deductions, one must keep records of their donations, such as bank statements, canceled checks, or receipts and acknowledgment letters from the charity.
Besides cash, donating goods such as clothing, furniture, or household items can also yield tax benefits. When donating these, one must ensure the items are in good condition. It is also necessary to obtain a receipt from the charity specifying the donated items. One can also find estimated donation values for such in-kind donations on various websites to get an idea about the tax-deductible amounts for each.
One can also donate stocks or other appreciated assets to charities and get tax deductions. If one has stocks that have grown in value, donating them directly to a qualified charity allows them to avoid capital gains tax. The IRS allows them to deduct the fair market value of the donated stocks. However, the deductible amount differs for public charities and private foundations. For donating to public charities, one can get a tax deduction of up to 30% of their AGI, and for donating to private foundations, one can get a tax deduction of up to 20% of their AGI.
Donating real estate or other capital assets to charities also has significant tax advantages. This category includes land, buildings, machinery, and closely held securities that one has owned for at least one year. By donating these assets to a qualified charity, one can support a cause close to their heart and benefit from a substantial tax deduction.
Individuals aged 70.5 years or older have a unique opportunity to contribute to charitable causes while enjoying tax benefits through Qualified Charitable Distributions (QCDs) from their Individual Retirement Accounts (IRAs). Instead of taking required minimum distributions (RMDs), one can direct those funds, up to $100,000, directly to eligible charities. This fulfills their RMD and keeps the distributed amount out of their taxable income. QCDs provide a tax-efficient way for retired individuals to support charitable causes.
Going on a cruise is one of the best experiences one can have at any age—childhood or adulthood. However, not all cruises are ideal for everyone. Some cruise lines offer special packages that meet all the needs of seniors, ranging from arranging flights, finding restaurants, booking excursions, and even checking in and out of hotels. Keep reading to know more about some of the best senior-friendly cruises and their features.
Popular companies like Viking offer ships that can cater to approximately 930+ passengers on the sea. However, these cruises do not allow anyone under 18 on board. Further, the ships are designed to serve passengers aged 50 and above. Viking cruises are ideal for seniors, as they offer informative lectures and destination-specific entertainment on board. Further, Viking cruises focus on getting seniors to key attractions and UNESCO world heritage sites all over the world. In most cases, everyday shore excursions are included in the cruise fare. These include voyages such as the Mediterranean odyssey and the Atlanta crossing, to name a few.
Among the top river cruise lines around the world, AmaWaterways has a total of 24 ships with extraordinary itineraries aimed at seniors. The cruise packages here usually offer exploring ports across Europe but just a few trips to Africa, Asia, and the Middle East. In most cases, their range of shore excursions meets everybody’s interests and abilities. These excursions include guided hikes, bike rides, and cooking demonstrations. In addition to the above, the cruise line also offers seniors concierge services, hotel reservations, and flight transfers as a part of the packages.
This cruise line offers trips as short as four to five days. So, if one is going on a cruise for the first time, they can book Avalon Waterways packages to test the waters. Further, Avalon Waterways offers its senior customers several options to travel across Europe, South America, Africa, and Asia. Its long cruises also provide passengers with special entertainment activities such as the Storyteller series, which may include popular authors like Candace Bushnell onboard. Additionally, the cruises may also have off-shore activities such as picnics and kayaking. One feature that sets this senior-friendly cruise apart is the availability of open-air balconies in the cabin, providing the seniors with a comfortable place to relax and enjoy the view.
This cruise line offers ships that can carry up to 700 passengers and is one of the niche companies that cater to all the needs of well-traveled seniors. Additionally, Azamara is one of the best cruises for seniors that do not wish to splurge but still want top-notch service, ambiance, and amenities. Usually, cruises offered by Azamara involve trips to Europe. However, some packages may offer overnight stays at key destinations, making these cruises ideal for passengers who wish to travel on their own.
Usually, the cost of cruises depends on the length, time of the year, and extent of luxury. However, the average price for a seven-night cruise may be anywhere between $1,000 to $2,000. Nevertheless, the above-mentioned cruise lines can offer special deals and discounts for seniors.